The fiduciary case,
proven line by line.
This is how to outsmart your competition!
Forensic reports, 8 of them, for $500 each, grow your sales by getting intelligence on competitive accounts.
Use my Aon Middle Market Practice Leadership experience to win new AOR's!
The Platform
Benchmarks you can put in front of a plan fiduciary.
Most vendor 'analysis' is an opinion in a slide. Kincaid Health is different by construction: every number is anchored to a national government dataset, carries its source and its year, and passes a verification chain before it is ever allowed to appear in a report. What you receive is not a pitch — it is evidence with lineage.
Forensic Intelligence Services
Eight constitutional reports
Every service built on the Evidence Spine Protocol. $500 flat per report. 24-hour delivery. Defensible in litigation.
PBM Contract Clarity 360
A full forensic read of your pharmacy benefit contract — spread, rebate definitions, and the language that quietly moves dollars away from the plan.
Stop-loss Contract Clarity
Laser thresholds, aggregating specific deductible clauses, terminal liability provisions
TPA Contract Clarity
Per-employee fees, PEPM reconciliation, claim adjudication SLA guarantees
Broker Compensation Study
Direct/indirect compensation, vendor partnership kickbacks, DOL Form 5500 cross-check
M&A Due Diligence
Plan liability transfer analysis, claims reserve adequacy, historical trend forensics
Plan Metrics iQ
Peer cohort benchmarking, cost-per-life-per-year trending, utilization variance analysis
Fiduciary iQ
ERISA 404(a) prudent person compliance, fiduciary breach exposure mapping
Network iQ
Provider contract rate validation, reference-based pricing opportunity gaps
See the Evidence for Yourself
Download a complete PBM contract forensic analysis — the same depth and rigor you'll receive in your $500 report.
PBM Contract Clarity Report
Kincaid iQ Intelligence • Sample Forensic Analysis
DOL Filing Cross-Reference
EIN linkage to EFAST2 database, plan characteristics validated against government records
PBM Contract Analysis
Rebate pass-through mechanics, spread pricing triggers, MAC list compliance
Competitive Benchmarks
Peer cohort analysis against 200+ similar self-funded plans in health services sector
Fiduciary Exposure Mapping
ERISA 404(a) compliance gaps, prohibited transaction risk assessment
92,385-line forensic analysis • 100% DOL-verified data
What You'll Find
- →Complete DOL filing lineage with EFAST2 cross-references
- →PBM contract clause-by-clause deconstruction
- →Peer cohort benchmarking against 200+ comparable plans
- →Actuarial validation with ASOP 41/56 compliance
Real Intelligence
This is the same forensic rigor Jeremiah Shrack delivered as SVP at Aon's Middle Market Practice — now available to brokers, consultants, and plan sponsors at $500 flat.
Win Competitive Accounts
Use this intelligence to demonstrate your expertise in prospect meetings. Show them you understand their current vendor relationships better than their incumbent broker — with DOL-verified proof.
The Evidence Spine Protocol
Seven constitutional validators that transform raw contract language into forensic-grade benchmarks. Every claim we make can be traced back to a specific DOL filing, regulatory citation, or actuarial standard.
Constitutional Framework
"Every benchmark must be defensible in litigation. Every dollar variance must trace to DOL-filed evidence. Every recommendation must survive actuarial scrutiny."
— Kincaid Health Evidence Spine Protocol, V9.0
DOL Lineage Lock
Every claim anchored to specific EFAST2 filing IDs. 757,294 employer rows indexed and cross-referenced.
Actuarial Standard Compliance
All benchmarks validated against ASOP 41 (Actuarial Communications) and ASOP 56 (Modeling) standards.
Multi-Source Triangulation
Cross-validate contract terms against DOL filings, carrier rate sheets, and TPA fee schedules.
Temporal Consistency Check
Track contract evolution across plan years. Flag anomalous year-over-year changes exceeding industry norms.
Peer Cohort Precision
Match employers by size, geography, industry, and funding model. No apples-to-oranges comparisons.
Regulatory Citation Chain
Link every compliance finding to specific CFR sections, DOL guidance, or court precedent.
Algorithmic Reproducibility
All calculations documented with formula notation. Any third party can recreate our results from source data.
Contract Language Forensics
Deconstruct vendor contracts clause-by-clause. Identify ambiguous definitions, carve-outs, and administrative loopholes that shift liability.
Financial Impact Quantification
Convert every contract variance into dollar exposure. Show plan sponsors exactly what each clause means in annual premium equivalents.
Kincaid iQ Verify Engine
The constitutional verification engine that powers every Kincaid Health report. Built on 757,294 indexed DOL filings, cross-referenced against actuarial standards, regulatory guidance, and court precedent.
$500
flat, per report
Forensic intelligence at one deliberate price. No tiers, no gatekeeping — because a plan sponsor's right to understand their own contracts shouldn't depend on the size of their budget.
Subject Matter Expert
Jeremiah Shrack
CEO and Chairman, Kincaid Health
Experience
- • SVP, Middle Market Practice Leader — Aon
- • SVP, Client Strategy — Huntington National Bank
- • VP of Health & Wellness — Brown & Brown Insurance
- • 15+ years in health benefits and insurance consulting
Expertise
For over two decades, he has garnered a reputation for building enterprise IT, sales, and marketing infrastructure, re-engineering strategic frameworks for executive teams, scaling enterprise organizations, and redefining how advanced AI analytics intersect with human judgment.
Most consulting is generic advice in branded slides. I built Kincaid Health on a different premise: every dollar variance traces to DOL-filed evidence, and every benchmark can withstand actuarial scrutiny.
— Jeremiah Shrack, CEO
Use my Aon Middle Market Practice Leadership experience to win new AOR's. Get forensic intelligence on competitive accounts at $500 per report — the same precision I delivered to Fortune 500 employers, now accessible to brokers, consultants, and plan sponsors nationwide.