Evidence-First™ Fiduciary Intelligence

Sovereign by Math,Not by Trust

Enterprise healthcare intelligence platform that cryptographically verifies every contract term, claims transaction, and fiduciary decision with actuarial-grade evidence receipts.

SOC 2 Type II Certified
HIPAA Compliant
ERISA Section 404 Validated
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Live Detection

Watch Overcharges Get Caught in Real-Time

See PBM spreads, GPO rebates, and specialty markups flagged as they happen—not months later.

kincaid-telemetry-feed
Live Audit Guard Active
Audit Recovery
$1,485,600
Active Audits
10,482claims
Telemetry Engine
42% load
19:26:01PBM SpreadImatinib Margin Spread
+$8,060/script
19:26:05GPO RebateHopebridge Retained Rebate
32% Retained
19:26:12Specialty MarkupOncology Compound Surcharge
+$4,200/unit
19:26:18Copay MaximizerManufacturer Coupon Exclusion
$12,400 diverted
Fiduciary Intervention Advice

Formulary audit recommends carving out Specialty Oncology coverage instantly to prevent undisclosed $12,400 coupon harvesting overcharges.

The Fundamental Difference

Continuous Intelligence vs.
Point-in-Time Audits

Traditional consultants show you what happened last quarter. Kincaid Health shows you what's happening right now—and what to do about it.

📄

Traditional Audit

Quarterly or Annual

  • ✗12-week turnaround for insights
  • ✗Quarterly PDF reports (outdated on arrival)
  • ✗Renewal-only negotiation leverage
  • ✗Requires manual follow-up on every finding
  • ✗No alerts when contract violations occur
  • ✗Historical data only (backward-looking)
  • ✗Single snapshot in time
Result:
You're always reacting, never preventing.
📡

Continuous Intelligence

24/7 Monitoring

  • 4-hour initial audit, then real-time
  • Live dashboard + instant alerts
  • Negotiate anytime with fresh evidence
  • Automated action recommendations
  • Real-time violation detection & quantification
  • Predictive modeling (forward-looking)
  • Continuous baseline comparison
Result:
You catch problems before they become losses.
Traditional Audit
$85K-$250K
12 weeks
Continuous Intelligence
$12,500
4 hours + 24/7
Platform Core Architecture

8 Pillars of Fiduciary Intelligence

Eight foundational analytical capabilities driving comprehensive fiduciary healthcare governance and PBM oversight.

Verified Savings Documentation

Timestamped audit trail documenting contract compliance events with complete chain of custody.

Review documentation
87%

Financial Impact Analysis

Quantitative assessment of pharmacy benefit optimization on enterprise profitability.

Review methodology

Multi-Source Data Reconciliation

Integration and normalization across disparate healthcare data sources.

Review protocols

Contract Intelligence

Automated PBM contract clause extraction and continuous monitoring.

92%
78%
85%
Review monitoring

Actuarial Risk Modeling

Monte Carlo simulation engines for benefit cost forecasting.

Review methodology
LIVE

Real-Time Claims Surveillance

Live streaming anomaly detection for prescription claims processing.

Review protocols

Regulatory Framework

ERISA fiduciary compliance validation and DOL audit readiness.

ERISA 404
DOL Ready
CAA Compliant
Review standards

Predictive Cost Analytics

Machine learning models for future spend forecasting.

Review models
Kincaid Health

Kincaid Health™

Real-time overcharge tracking feeds and analytical dashboards optimized for each executive role.

View Full Command Center

CFO Command Center

Financial impact & EBITDA defense metrics

LIVE

Health Claims

Real-Time Monitoring

0claims
Processing continuously
Verified
0evidence-backed

Rx Claims

Continuous Verification

0claims
Validating against NADAC
Verified
0benchmarked
Total Monitored
0
Verified
0
Accuracy
NaN%

Board Report Generator

Comprehensive executive intelligence report

+18%
$2.4M
Identified Savings
-3 QoQ
14
Contract Issues
+5 pts
87%
Compliance Score
Mitigated
$890K
Risk Exposure
Report includes:
Executive summary • $2.4M savings analysis • 14 contract violations • Risk mitigation strategies • Board-ready action items • PDF export

Savings Cash Flow Timeline

When savings hit your balance sheet

Recovered YTD
$443500.0M
Cash in bank
Total Impact
$1154551.2M
Through Q2 2026
Jan 2026
Q4 2025 reconciliation
$287,500
completed• Deposited
Feb 2026
PBM spread recovery
$156,000
completed• Deposited
Mar 2026
Specialty drug clawback
$412,300
processing• 7-10 business days
Apr 2026
Contract violation settlement
$298,750
pending
Q2 2026
Quarterly impact forecast
$1.2M
projected
18% average recovery • Direct deposit to operating account • No vendor delays
Kincaid Health

Kincaid Health

McKinsey + Bain KPIs with Evidence Receipts. Verified or it's not real.
Status: LIVE • 3 live events
EBITDA / Risk Feed
Portfolio MTD: Cost Trend +11.8% | Contract Compliance 94.8% | Benefits NPS +38McKinsey Alert: YoY PMPM exceeds baseline by 280bps | $4.8M EBITDA at riskContract Leakage: $2.1M recovery opportunity identified in Q4 vendor reconciliationPortfolio MTD: Cost Trend +11.8% | Contract Compliance 94.8% | Benefits NPS +38McKinsey Alert: YoY PMPM exceeds baseline by 280bps | $4.8M EBITDA at riskContract Leakage: $2.1M recovery opportunity identified in Q4 vendor reconciliation

Financial Risk & EBITDA Protection

McKinsey Framework
Cost Trend Stress Index
McKinsey
118
+18pp
YoY PMPM vs McKinsey Baseline
Details →
Q1TrendQ4
Contract Value Leakage Rate
McKinsey
3.2%
+1.7pp
Off-contract + Pricing Variance
Details →
Q1TrendQ4
Contract Compliance Rate
McKinsey
94.8%
-3.2pp
Contract Terms Adherence
Details →
Q1TrendQ4
Contract Ambiguity Risk Score
McKinsey
42
+17pts
High-spend Contract Clarity
Details →
Q1TrendQ4

Live Event Stream

Real-time healthcare cost & compliance events
1 Critical
2 High
|
3 McKinsey
0 Bain
CRITICALCost Trend•0s ago
McKinsey
YoY PMPM Trend Exceeds McKinsey Baseline
Net PMPM trend reached 11.8%, 280bps above McKinsey commercial baseline (9-10%).
Impact: $4.8M annualized EBITDA at risk
KPI: Cost Trend Stress Index
HIGHContract•2m ago
McKinsey
Contract Value Leakage Detected
Off-contract spend + pricing misses identified in Q4 vendor reconciliation.
Impact: $2.1M recoverable EBITDA
KPI: Contract Value Leakage Rate
HIGHPharmacy•4m ago
McKinsey
Pharmacy Rebate Discrepancy Alert
Opaque reimbursement terms flagged in specialty pharmacy contracts.
Impact: $1.3M annual exposure
KPI: Pharmacy Reimbursement Exposure

Outcomes, Not Opinions

Real impact from benefits leaders who chose forensic intelligence over consultant reassurances

$2.3M recovered
in hidden rebates

We found $2.3M in undocumented rebates and spread that our broker insisted 'didn't exist.' The forensic evidence was undeniable in contract renegotiation.

CFO
Manufacturing Company
12,000 employees
40 days saved
on forensic audit

Contract compliance audit that would've taken our consultant 6 weeks was done in 48 hours. The board-ready report had every citation, every discrepancy, every dollar tied to evidence.

VP of Benefits
Healthcare System
8,500 employees
$4.7M exposure
identified pre-close

During M&A due diligence, we discovered the target company had $4.7M in unrecorded pharmacy liabilities. The forensic trail prevented a catastrophic acquisition.

Private Equity Operating Partner
PE Firm
15 portfolio companies
Clean DOL audit
with 24hr response

When the DOL audit came, we had three years of fiduciary documentation ready in 24 hours. Every decision was evidence-backed. The auditor called it 'textbook governance.'

CHRO
Financial Services Firm
6,200 employees
320 hours/year
analyst time saved

Replaced 320 hours per year of manual benefits analysis with automated forensic scans. My team now focuses on strategy instead of spreadsheet archaeology.

Director of Total Rewards
Technology Company
4,800 employees
$1.8M annual
spread reduction

Our previous PBM claimed 'industry-standard spreads.' The platform showed we were paying 187% above NADAC on 23 high-volume drugs. Contract terminated within 90 days.

Benefits Consultant
Independent Advisory Firm
50+ clients

Average client finds $847 PEPY in undocumented leakage within first 90 days

Read Full Case Studies
Calculate Your Impact

See Your Potential Savings

Enter your healthcare spend details to instantly calculate potential savings with Kincaid Health's intelligent platform.

Your Potential Savings Calculator

Unlock Your Personalized Savings Estimate

Provide your contact information to access the ROI Calculator and see your potential savings.

Your information is secure and will only be used to provide you with relevant insights.

Live Demo With Your Data

See Your Contract's Hidden Leakage in Real-Time

Upload your PBM contract. We'll run a live forensic scan in 30 minutes and show you the spread documentation, rebate tracking gaps, and ERISA compliance issues.

Drag your PBM contract here, or click to browse

PDF, Word, or scanned image. 100% confidential.

Live forensic scan during the call
Instant spread & rebate analysis
ERISA compliance scorecard
No commitment, no sales pitch

Real Questions, Direct Answers

What benefits leaders actually ask before buying forensic intelligence

Still have questions?

Talk to a fiduciary intelligence specialist
Fiduciary Assurance Standards
Adhering to strict national operational healthcare and cybersecurity frameworks.
SSAE-18 SOC 2 TYPE IIHIPAA ENCRYPTEDERISA FIDUCIARYAAA STANDARDS

Enterprise Security & Compliance

Fiduciary-grade infrastructure built for regulated industries

SOC 2 Type II

Independent security audit

Q3 2026

HIPAA Compliant

Protected health information security

Certified

256-bit AES Encryption

Bank-level data encryption

Active

99.9% Uptime SLA

Enterprise-grade reliability

Active

Additional Compliance Frameworks

ERISA Fiduciary Standards
SSAE 18 Audit Controls
GDPR Data Privacy
ISO 27001 (Planned)
Visit Trust Center

All customer data encrypted at rest and in transit. Infrastructure hosted on AWS with SOC 2 certified data centers.