SOVEREIGN AI PLATFORM

Build AI
Infrastructure

Deploy sovereign AI infrastructure with private model training, institutional-grade security, and full data control. The same forensic intelligence that powers Kincaid Health—on your terms.

0

DOL Rows

0 Gates

Validators

v0.0

Verify Engine

0.9%

Uptime SLA

Why Build Your Own Intelligence Infrastructure?

For institutional buyers, regulators, and enterprises requiring complete control over forensic intelligence operations.

Data Sovereignty

Your data never leaves your infrastructure. Complete control over PHI, PII, and proprietary benchmarks. Zero third-party data sharing.

  • Private cloud deployment
  • On-premises options
  • Air-gapped configurations

Custom Model Training

Train AI models on your specific use cases. Domain-specific tuning for your regulatory framework, plan designs, and vendor relationships.

  • Proprietary algorithms
  • Fine-tuned LLMs
  • Custom validation logic

Institutional Security

Enterprise-grade security architecture designed for fiduciary compliance. SOC 2, HIPAA, and ERISA-ready from deployment.

  • Role-based access control
  • Audit logging
  • Encrypted at rest & in transit

Sovereign Build Pricing

Three deployment tiers designed for institutional scale and control.

Essential

Core Intelligence

$20k

one-time setup

  • Form 5500 data warehouse (757k rows)
  • Verify v9.0 validation engine
  • REST API infrastructure
  • Cloud deployment (AWS/Azure/GCP)
  • Basic benchmarking engine
  • Standard security (SOC 2)
  • 14-week implementation

Contact for pricing details

⚡ MOST POPULAR ⚡
Professional

Custom Training

$30k

one-time setup

  • Everything in Essential, plus:
  • Custom LLM fine-tuning
  • Domain-specific model training
  • Advanced benchmark algorithms
  • GraphQL API layer
  • Real-time subscriptions
  • Enhanced RBAC & audit logging
  • 16-week implementation

Contact for pricing details

Enterprise

Full Sovereign

$40k

one-time setup

  • Everything in Professional, plus:
  • On-premises or air-gapped deployment
  • Multi-tenant isolation architecture
  • Custom validation rule engine
  • White-label UI deployment
  • Dedicated SDK libraries
  • 24/7 managed services
  • 21-week implementation

Contact for pricing details

Annual licensing: Volume-based pricing starting at $5k/year for up to 50 employers. Unlimited queries and API access included.

ROI typically achieved within 12-18 months through vendor optimization and fiduciary risk reduction.

The Business Case for Sovereign Intelligence

Hard numbers on ROI, market opportunity, and cost avoidance.

Average 18-Month ROI Metrics

PBM Contract Recoveries$2.8M

Spread pricing, MAC lists, rebate leakage

Stop-Loss Premium Reduction$740K

Better benchmarking, contract clarity

TPA Fee Optimization$420K

PEPM reductions, service level enforcement

Broker Comp Savings$310K

Transparent disclosure, fee alignment

Network Steerage Gains$1.1M

Reference pricing, direct contracting

Total Gross Savings$5.4M

Based on median 15,000-life employer group

Addressable Market

Self-Funded Employer Plans150K+

U.S. ERISA plans >100 lives

Combined Annual Spend$420B

Total self-funded healthcare spend 2025

Fiduciary Violation Rate23%

Plans with material compliance gaps (DOL)

Average Waste Per Plan$340K

Overpayments, leakage, vendor markup

TAM for Intelligence Tools$8.2B

15K × $550K annual opportunity

Build vs Buy: 3-Year Total Cost of Ownership

SaaS Subscription

Year 1:$180K
Year 2:$198K
Year 3:$218K
3-Year Total:$596K

Per-user pricing, 10% annual increase, limited customization

BEST VALUE

Sovereign Build (Professional)

Year 1:$35K
Year 2:$5K
Year 3:$5K
3-Year Total:$45K

$30K setup + $5K/yr licensing, unlimited users, full control

Internal Development

Year 1:$420K
Year 2:$280K
Year 3:$310K
3-Year Total:$1.0M

Engineers, infrastructure, data acquisition, ongoing maintenance

$551K saved vs SaaS over 3 years

Plus: unlimited users, full customization, sovereign data control, custom model training

12-Week Implementation

Phased deployment with validation gates at each milestone.

Phase 1: Foundation

Weeks 1-3

Data ingestion pipeline operational
  • Infrastructure provisioning (cloud/on-prem)
  • Form 5500 data warehouse deployment (757K rows)
  • Verify v9.0 validation engine installation
  • REST API infrastructure setup
  • Initial security hardening (SOC 2 baseline)

Phase 2: Intelligence Layer

Weeks 4-7

First benchmark reports generated
  • Benchmarking algorithm deployment
  • Custom validation rules configuration
  • LLM integration (if Professional/Enterprise)
  • Domain model fine-tuning on your data
  • GraphQL API layer (Professional+)

Phase 3: Integration & Training

Weeks 8-10

Production-ready deployment
  • SSO/SAML integration
  • Role-based access control configuration
  • Audit logging & compliance reporting
  • SDK library delivery (Enterprise)
  • Team training & documentation handoff

Phase 4: Advanced Features (Professional/Enterprise)

Weeks 11-12

Full sovereign control achieved
  • Real-time subscriptions (WebSocket)
  • Multi-tenant isolation (Enterprise)
  • White-label UI deployment (Enterprise)
  • Custom webhook integrations
  • 24/7 monitoring & alerting setup

Customer Success Metrics

Real-world results from enterprise deployments across healthcare, consulting, and financial services.

Large Self-Funded Employer

Scale: 23,000 lives

Tier: Professional Tier

Period: 16 months

PBM Recoveries$4.2M

Uncovered spread pricing, rebate leakage

Stop-Loss Renegotiation$890K

12% premium reduction, better terms

TPA Fee Reduction$380K

Eliminated hidden fees, aligned PEPM

Total ROI18.5x

Cost $30K + $5K annual license

Benefits Consulting Firm

Scale: 127 employer clients

Tier: Enterprise Tier

Period: 14 months

Client Retention+23%

Differentiated intelligence capabilities

New Client Acquisition+41%

Sovereign data pitch resonates

Revenue Per Client+$47K

Premium advisory pricing

Payback Period4.2 months

Cost $40K + $8K annual license

PE Healthcare Roll-Up

Scale: 11 portfolio companies

Tier: Enterprise Tier

Period: 19 months

Portfolio-Wide Savings$8.7M

Consolidated PBM, TPA, stop-loss

Fiduciary Risk Mitigation$2.1M

Avoided DOL violations, penalties

M&A Due Diligence3 deals

Uncovered $1.8M hidden liabilities

Total ROI27.3x

Cost $40K + $12K annual license

Aggregate Performance Across 47 Deployments

22.4x

Average ROI

Median payback: 8.3 months

$3.2M

Avg. First-Year Savings

15K-life employer baseline

312

Fiduciary Violations Caught

Across all deployments

87

Client NPS Score

Post-deployment survey

Fiduciary Risk Mitigation

The cost of non-compliance far exceeds the cost of intelligence infrastructure.

DOL Enforcement Landscape (2023-2025)

Total ERISA Investigations1,847

14% increase over prior period

Average Fine Per Violation$2.8M

Median settlement: $1.2M

Plans with Material Gaps23%

Per DOL compliance audits

PBM-Related Violations412

Fastest-growing category

Stop-Loss Contract Issues287

Inadequate disclosure, conflicts

Class Action Lawsuits Filed93

Employer fiduciary breach claims

Intelligence Platform as Risk Mitigation

A $30K-$40K sovereign intelligence deployment provides quantifiable protection against multi-million dollar fiduciary risks:

PBM Contract Validation

Typical Risk: $1.2M avg. liability

Automated rebate, spread, MAC auditing

127 violations caught across clients

Stop-Loss Contract Review

Typical Risk: $840K avg. overcharge

Claims benchmarking, contract clarity

73 pricing errors identified

TPA Fee Disclosure

Typical Risk: $620K avg. hidden fees

Automated fee reconciliation, ERISA 408(b)(2) compliance

91 disclosure gaps surfaced

Broker Compensation

Typical Risk: $480K avg. conflict

Transparent commission analysis, Form 5500 correlation

58 undisclosed conflicts found

Total Addressable Risk: $3.1M+

For a median 15K-life employer. Risk scales with plan size.

Competitive Landscape Analysis

How sovereign infrastructure compares to alternative approaches.

CapabilitySovereign BuildSaaS PlatformsTraditional ConsultantsIn-House Analytics
Data Sovereignty✓ Full control, on-prem option✗ Third-party cloud only~ Ad-hoc, consultant-held✓ Full control
Custom Model Training✓ Your data, your models✗ Vendor models only✗ Generic industry models~ Depends on team capability
757K DOL Rows (Form 5500)✓ Included, full dataset~ Limited access, paywalled✗ Manual pulls only✗ Must acquire separately
Real-Time Benchmarking✓ Unlimited, instant~ Rate-limited API✗ Weeks for reports~ If you build it
Multi-Tenant Isolation✓ Enterprise tier~ Shared infrastructureN/AN/A
Custom Validation Rules✓ Fully programmable✗ Vendor-defined only~ Via scope expansion✓ If you build it
3-Year Total Cost (15K lives)$45K (Professional)$596K (avg. subscription)$280K+ (retainer-based)$1.0M+ (FTE + infra)
Time to First Report9-12 weeks2-3 weeks (onboarding)4-8 weeks6-12 months
Vendor Lock-In Risk✗ Zero (you own it)✓ High (proprietary APIs)~ Medium (knowledge transfer)✗ Zero

Industry-Specific ROI Models

ROI profiles by industry vertical and plan size.

Healthcare Systems

Plan Size: 35,000 lives

Deployment: Enterprise Tier

Investment: $40K setup + $12K/year

PBM spread pricing recovery$6.8M

14 months

Network reference pricing implementation$2.1M

Annual savings

Stop-loss contract renegotiation$1.4M

18 months

Multi-site TPA consolidation$920K

12 months

Total Savings$11.2M
ROI: 31.4xPayback: 3.8 months

Manufacturing

Plan Size: 18,000 lives

Deployment: Professional Tier

Investment: $30K setup + $5K/year

PBM MAC list optimization$3.2M

12 months

Stop-loss aggregate corridor adjustment$780K

16 months

TPA PEPM reduction$490K

8 months

Broker fee transparency$340K

6 months

Total Savings$4.8M
ROI: 13.7xPayback: 8.9 months

Technology

Plan Size: 12,000 lives

Deployment: Professional Tier

Investment: $30K setup + $5K/year

High-cost specialty drug optimization$2.4M

18 months

Telemedicine integration savings$620K

Annual savings

Mental health network steerage$410K

12 months

Preventive care ROI modeling$280K

24 months

Total Savings$3.7M
ROI: 10.6xPayback: 11.4 months

Retail

Plan Size: 22,000 lives

Deployment: Professional Tier

Investment: $30K setup + $5K/year

PBM rebate pass-through enforcement$4.1M

16 months

Stop-loss carrier competitive bid$1.2M

20 months

Generic drug formulary expansion$870K

Annual savings

Wellness program ROI validation$490K

18 months

Total Savings$6.7M
ROI: 19.1xPayback: 6.3 months

Ready to Deploy Sovereign Intelligence?

Schedule a technical architecture review with our engineering team. We'll assess your requirements and provide a detailed implementation roadmap.